*{box-sizing:border-box}body{margin:0;font-family:Arial,sans-serif;background:#f9fafb;color:#1f2937;line-height:1.6}
header{background:#046a38;color:white;padding:20px 6%;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;position:sticky;top:0}
.logo{font-weight:800;font-size:22px;letter-spacing:.5px}.logo span{color:#ffd700}
nav a{color:white;text-decoration:none;margin-left:16px;font-weight:600}nav a:hover{color:#ffd700}
.hero{background:#046a38;color:white;text-align:center;padding:75px 20px}.hero h1{font-size:44px;margin:0 0 18px}
.hero p{max-width:800px;margin:0 auto 28px;font-size:20px;color:#e5e7eb}.btn{background:#ffd700;color:#046a38;padding:13px 24px;border-radius:8px;font-weight:800;text-decoration:none}
.container{max-width:1100px;margin:42px auto;padding:0 22px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{background:white;border:1px solid #e5e7eb;border-radius:12px;padding:24px;box-shadow:0 8px 20px rgba(0,0,0,.06);border-top:4px solid #046a38}
.card.gold{border-top-color:#ffd700}.card h3{color:#046a38;margin-top:0}.highlight{background:#046a38;color:white;border-radius:12px;padding:28px;margin:30px 0}.highlight h3{color:#ffd700}
.timeline{border-left:4px solid #e5e7eb;padding-left:24px}.step{background:white;border-left:4px solid #046a38;border-radius:8px;padding:20px;margin:20px 0;box-shadow:0 4px 14px rgba(0,0,0,.05)}
label{display:block;margin-top:14px;font-weight:700}input,textarea{width:100%;padding:12px;border:1px solid #d1d5db;border-radius:8px;margin-top:6px}textarea{min-height:120px}
button{width:100%;background:#046a38;color:white;border:0;border-radius:8px;padding:13px;font-weight:800;margin-top:18px}footer{background:#18181b;color:#d4d4d8;padding:28px 6%;margin-top:60px}